Viewing category: Free Information & Tools
Monday, 26 January 2009
Pretty Pictures Don't Replace Real Estate Agents
As many GreatWest GMAC Real Estate clients have learned in the last few years, technology and the Internet has dramatically empowered them in their quest to buy and sell real estate. There is a wealth of websites available, where buyers can conduct their own searches for homes. Many buyers (and sellers too) begin their search, before contacting an agent, and some continue to search, on their own, even while working with a real estate professional.
Internet consumer searches are done in much the same way, as real estate agents. Search parameters (towns, price range, number of bedroo... Read more
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Monday, 9 March 2009
Living Green
Can you remember when buying a green house was meant for the purpose of housing a few special or beloved plants?
However, increasingly the reason for buying a "green" house is understood to mean acquiring an energy efficient home for our families. The terms, "special" or "beloved" now describe the saved green in our wallets, because of living greener and energy efficient, while we are hopefully leaving fewer carbon footprints behind.
The pain at the pump caused by rising gas prices, is working as motivation to our searching ways to become energy efficient in all sectors of ... Read more
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Sunday, 15 March 2009
Finding the Great Schools
Often home buyers are quite interested in schools available to children near any home they may anticipate acquiring. There is an excellent resource on the internet, which may help prospective home buyers in obtaining this vital information.
(1) Compares schools near an address
(2) Compares schools in a district
(3) Finds top rated schools in a City
(4) Finds schools nationwide
The link to the school resource follows here: ... Read more
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Monday, 6 April 2009
Don't Put All Your Investment Dollars in the Same Basket
With Easter swiftly approaching, perhaps it is a good time to remind that it isn’t always a good idea to put all one’s eggs in the same basket - Whether it’s real eggs; or investment and financial eggs.
The expression "Don’t put all your eggs in one basket" generally means not risking the loss of everything by placing all your financial investments or future goals on one and only one option.
The perils of putting all your eggs in one basket ought to be obvious once the basket falls off the wagon, or experiences some unfortunate event. Wherever the bask... Read more
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Tuesday, 21 April 2009
Avoiding Loan Modification or Foreclosure Scams
GreatWest GMAC Real Estate professionals are continuing to hear from troubled homeowners, who are hoping to get a better mortgage, or take advantage of the lower interest rates currently available.
However, the news media has provided many reports about foreclosure scams, and many folks are a little gun-shy of beginning the process that could improve their financial lot.
There are a number of qualified, honest and caring professionals trying to help with loan modifications. But the question remains – How do you identify a legitimate agency from a scam?
There have be... Read more
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Monday, 15 June 2009
Safety Tips
During a recent news segment a security expert demonstrated a striking example of how tech gadgets kept in your car can make you a victim for car theft, and even home burglary. The main target was a GPS left firmly mounted on the dashboard, while the owner was at a shopping mall, a gym, or involved in other activities. The thieves broke into the vehicle, and when they did, also found a set of keys.
They started the car and pressed "Home" into the GPS device, which guided the culprits right to the victim’s home. Once in the driveway, all they needed do was use the garage d... Read more
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Monday, 22 June 2009
Obtaining a Lower Tax Assessment on Your Home
Recently, GreatWest GMAC Real Estate Professionals have heard from folks interested in possibly obtaining lower property tax assessments on their homes. Generally, these folks are individuals who purchased homes in the last few years, at the height of the market, and now find their homes valued less than they paid for them.
The link below is to the County of Sacramento Assessor’s Office. If you think you may qualify for a reduced assessment, you will be able to easily find the necessary information to more easily procure reassessment.
Be forewarned that like loan modificati... Read more
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Monday, 29 June 2009
Some Lenders Exempt
Not all California lenders are created equal when it comes to the state’s newly implemented foreclosure prevention act launched early last week. It is being reported that 7 lenders have been provided immunity, and several others have made application to become immune.
Among the first 7 qualifying and found exempt from the act are:
· Bank of America Home Loans
· CitiMortgage
· Carrington Mortgage Services
Among qualifying criteria for bank exemption is participation in the "Making Home Affordable" program promoted by the Obama administration.<... Read more
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Wednesday, 25 November 2009
Latest Real Estate Updates – Roseville, Elk Grove and Placerville
Roseville Real Estate: One bedroom homes in Roseville/Rocklin corridor have a rent of $820 per month and $813 per month is paid by Section 8 to property management organizations in Sacramento. Roseville/Rocklin’s homes with one bedroom have an average area of 750 sq. ft and there exists about 700 rentals.
Two bedroom rentals in Roseville/Rocklin corridor possess a rent of $1010 per month and property management organizations in Sacramento are being paid $992 per month by Section 8. The average two bedroom rentals possess an area of 1001 sq. ft. There are over eleven hundred (1100) su... Read more
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Posted by Ernie Hernandez at 11:00 PM
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Tuesday, 1 December 2009
Sacramento Community Information
The Sacramento Community Services Planning Council founded the 2-1-1 Sacramento service. This service is free of cost and is available to the residents all days of the week, round the clock! Special services are provided to the disabled. A special feature of this service is that assistance is rendered in many languages. This program is the combined initiative of the Sacramento Commissions for housing, human help, aging agency, courts, security of homeland, employment and emergency services.
The 2-1-1 service database includes over 2,400 registered non profit organizations. The traine... Read more
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